Anything to do with working to earn and income
As you look for a new place to live you have many things to consider. If you are a senior alone, you may feel isolated in your current neighbourhood.You may miss interaction with friends and neighbours and dislike eating alone. If you are considering a retirement community, be sure to visit several, as they all have(…)
Nothing can be more distressing to a child than to find out their elderly parent(s) are not longer able to make their own financial decisions or longer have the means to support themselves.The subject of money is important one … and like most things the sooner then better. But how can you approach the subject(…)
Why retire sooner if you only die weeks later. Much of what I have written about on this blog is centered around financial strategies to spend less, protect your family better, eliminate personal debt and invest better. But what can you do to live longer to enjoy your efforts? The other day I came across at(…)
Financial pressures are every where and food prices are starting to rise. Coffee is up 30-40 percent, flour is almost twice the price, even potatoes have increase 50 cents a bag. So you can imagine how excited I was to find my favourite ice cream had not gone up. That was until I got home I(…)
For Many business owners the ability to save and invest for retirement has been directly impacted by current the economy in Kelowna. When sales and profits are down, saving and investing for retirement are not always the top financial concern. The other day I was asked by a number of my friends at the Okanagan(…)
The Canadian Dream is the same for most of us, baby boomers. Get a good job with a big company, have 1.6 children, and buy a big house. By the time we reach 55 we should be in our highest income years looking forward to retiring soon. The last thing you think about is how your health(…)
The retirement reality is hitting baby boomers much harder than expected. For many the family home (or should I say the equity in your home) has become the hope of retirees, and downsizing is the buzz word in the financial community. The idea is a good one. Sell your large 2,000 – 3,000 square foot(…)
As a financial professional most of time I only get calls when someone is in a financial transition (that is financial speak for a change that has not been planned for).The loss of a job, forced retirement, dealing with aging parents and the dreaded sale of family home or now referred to as “downsizing“.The idea(…)
Another year is behind us. For many it was a time for family and friends. But for some this year has been one of tremendous transition. Job loss, and downsizing has come to Kelowna and many are looking but not finding much of job prospects. For some they are “over qualified” or not looking for(…)
Kelowna is at its best this time of the year. Summer sunshine, time with family and of course cooking on the barbeque. Amongst the fun and the sun there are those that have lost their job, or had their hours cut back and watch their incomes decrease. Many are looking to the fall with a(…)