Gym Membership ≠ Better Health It’s kind of funny. The health industry claims it’s in the business of making us healthier, but in reality they hope you stay a home. Few industries have such diametrically apposing position with their customers. The gym’s/health club’s financial health improves when it’s member financial health does not. Most memberships(…)
Quality of Life
Minimum Wage Debate
Recently the Liberal Government increased the British Columbia minimum wage to 10.25 an hour. No other financial discussion creates more emotion than an increase to the minimum wage. (Also called the Okanagan or Kelowna “Sunshine Tax”) The BC Federation of Labour’s (BFED) Jim Sinclair has been lobbying for an increase to a 13 dollars an(…)
End of Life – Boomers & Parents
As Baby Boomers and their parents age, the common issues surrounding aging focus on things like wills, estates and financial planning. These discussions can be difficult. A far more difficult discussion are the quality of life needs and how to best prepare for how we live the last years of our lives. Would prefer to(…)
Travel with Passion in 2015!
I’ve been involved in the financial industry for almost 20 years, and the number one thing on everyone’s bucket list is travel. With expansion of Kelowna and Penticton airports you can reach almost any where is North America in less than 7 hours. Everyone has their preference, some like it hot, some like history others(…)
Laid Off … Protect Yourself
If your job is in Northern Alberta you may not be called back for the foreseeable future. Most of the large employers are laying off, changing schedules and/or cutting hours to save money while price of barrel is south of 5o dollars. We’ve all seen this before. This uncertainty is now having a direct impact on families(…)
Simple Life Spend Less
I have often wondered why it is that cost of living only seems to go up. The harder you work the more you spend. The more you spend the harder you work. You get the idea. Life is a financial treadmill with out an end, that is your life until the day you die.For some(…)
Canadian Debt Worse than the USA
We Canadians are known for being privately proud of our country. Being so close to the United States we have become known as their much smaller brother, always second best.But now we have something to point to, as being better at than the Americans … we Canadian’s carry more house hold debt than they do.That’s(…)
Health In Retirement
The Canadian Dream is the same for most of us, baby boomers. Get a good job with a big company, have 1.6 children, and buy a big house. By the time we reach 55 we should be in our highest income years looking forward to retiring soon. The last thing you think about is how your health(…)
Life Insurance Saving Tips
I still remember my first meeting with a life insurance salesman when I was in my 20’s. I was newly married, we had a daughter and I did not want to buy life insurance. At the time I had never really thought about my responsibility to my family if I died prematurely (and of course(…)
Financial Decisions vs Washing Dishes
My wife thinks I’m crazy, because I can draw parallels between two completely different things. I am of the option that behavior in one area of life recreates it self in other areas … hence my comparison with doing the dishes and dealing with planning in financial matters. See if you see the similarities …(…)