How does Santa do it? He delivers gifts to the worlds 6 billion people, everyone gets what they want. It goes with out saying Santa has a plan and a method. We can learn a lot from the big guy, and these ideas transfer well your personal finances. Check out Santa’s does and don’ts as(…)
Personal finance
Laid Off … Protect Yourself
If your job is in Northern Alberta you may not be called back for the foreseeable future. Most of the large employers are laying off, changing schedules and/or cutting hours to save money while price of barrel is south of 5o dollars. We’ve all seen this before. This uncertainty is now having a direct impact on families(…)
What Credit Cards Numbers Mean
Take out your credit card(s) and ask yourself a question. Why does the credit card company use the numbers is uses? Just like cheques these numbers have a financial purpose. I found this infographic today on the mind.com blog and it answers what your credit card numbers really mean and are used for. Great infograophic(…)
5 Ways to Spend Less Now
Spending less is like going on a diet. We rely on will power with out a method or system to reach our goals. And just like most diets we are doomed to failure. Over time our debt starts to balloon and the only solution is a drastic change of spending habits. Unfortunately, just like crash(…)
Financial Problems Start Here
I don’t know about you … but tax time is a time for financial reflection. All I want to know is … am I making progress or am I falling behind. Since I run my own financial business, I track everything, the gas for my car, car insurance and the costs to run my office.(…)
Handling Life Insurance Proceeds
We all will die someday. Once we are gone we are nothing more than the assets we leave behind and relationships we have developed. Best of all our worries are over.That of course cannot be said for those we leave behind. In addition to planning the funeral, dealing with the final tax returns, and probating(…)